Equine Insurance Companies

horse insurance companies

Transport Carriers

1. The Hartford

The Hartford Horse insurance

The Hartford is one of the oldest and most well-respected insurance companies in the US. It has been in business for more than 211 years. With such a long span of operation, this company has a huge range of insurance products and ample experience with just about every commercial situation you can picture. It is not surprising that they can provide you with equine transport insurance.

You will find The Hartford’s transportation insurance for horses filed under the company’s Livestock & Animal Mortality Business Insurance policies. The specific type of policy you want is a Livestock Transit Insurance policy. In fact, The Hartford offers a number of different options:

  • Livestock Transit Coverage
  • Livestock Transit Limited Coverage
  • Additionally Covered Property in Transit Coverage
  • Carcass Removal (Optional)
  • Substitution of Vehicles (Optional)
  • Coverage after Transit (Optional)
  • Coverage after Transit – Listed Causes of Loss (Optional)
  • Deck Collapse Coverage (Optional)
  • Refusal of Shipment Coverage (Optional)
  • Coverage Extension – Outbound Transit (Optional)

As you can see, that is a huge selection of coverage options! You won’t find that just anywhere. Other The Hartford coverages you may want include:

  • Horse Insurance: Animal Mortality Coverage
  • Horse Insurance: Animal Mortality Limited Coverage
  • Horse Insurance: Major Medical Expense Coverage (Optional)

Visit The Hartford to see all of this company’s livestock policies.

2. Kay Cassell Equine Insurance

Another option for horse transportation insurance is finding a policy through Kay Cassell Equine Insurance.

As this company’s name makes clear, it specializes in this type of insurance. Kay Cassell has been around since 1981, giving the company decades of experience connecting commercial horse transport businesses with quality coverage.

The people who own Kay Cassell own horses themselves, so they have a strong understanding of what is necessary to protect their value during transit.

3. Nationwide

Another of the best-known insurance companies in the US is Nationwide. This company also can help you to protect your horses in transit with equine farm insurance.

Keep in mind that these policies are specifically aimed at farmers. So, they may or may not be ideal, depending on the type of business you are in.

The base policy does not include transportation, but Nationwide’s Equine Elite Coverage offers:

  • Livestock transport: Coverage up to $20,000 per occurrence ($500 deductible applies)
  • Emergency stabling or transportation, evacuation or recovery expense: Coverage up to $250 per day for emergency stabling or emergency transportation, up to $2,500

Get Horse Insurance Quotes Now

There is good money to be made with horse hauling, but to protect your business, you need quality horse transport insurance.

Are you looking for a horse transport insurance quote?

Equine Speciality Carriers

Frequently Asked Questions

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Equine insurance policies often offer a range of coverage options to meet the diverse needs of horse owners. These options may include horse farm and ranch insurance, general liability, property coverage, and care, custody, and control insurance. Horse mortality and major medical coverage are also common offerings, providing financial protection in the event of a horse’s death or critical illness.

In the event of a claim, the policyholder should contact their insurance company as soon as possible to report the incident. The insurer will then guide the claimant through the necessary steps, which may include submitting documentation, obtaining veterinary records, or providing additional information on the circumstances surrounding the claim. Prompt reporting and cooperation with the insurer can help expedite the claims process.

Some equine insurance companies may have age restrictions in place for insuring horses. However, these limitations can vary from insurer to insurer. It is essential to check with the specific company to understand their requirements and any potential age-related restrictions before applying for coverage.

The cost of equine insurance premiums can be influenced by various factors, including the horse’s age, breed, value, and intended use. Additionally, the type and extent of coverage chosen, as well as the policyholder’s location, can impact the premium amount. It is advisable to compare quotes from multiple insurers to find a policy that best suits the individual needs and budget of the horse owner.

Customer reviews can provide insight into the quality of service provided by equine insurance companies. By exploring reviews from existing policyholders, potential clients can gather information on the insurer’s responsiveness, claims handling, and overall satisfaction with their coverage.

However, it is important to keep in mind that individual experiences may vary, and one should consider multiple sources of information before making a decision.

The procedure for applying for equine insurance typically involves submitting an application, either online or through a designated agent. The application will request information about the horse, the owner, and the desired coverage options.

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